The article analyses the key competition policy issues of continuing development of data “processing” technologies in the retail payment business. The focus is on the latest EU regulation of “Account Information” and “Account Servicing” payment services, and the principle of open access to “payment accounts”, which pave the way for a new “Bank as a Platform” (BaaP) business model.
Competition policy issues in EU retail payment business: the new PSD 2 regulatory principle of open online access to information from “payment accounts” and associated “payment transactions”.
mezzacapo
2018
Abstract
The article analyses the key competition policy issues of continuing development of data “processing” technologies in the retail payment business. The focus is on the latest EU regulation of “Account Information” and “Account Servicing” payment services, and the principle of open access to “payment accounts”, which pave the way for a new “Bank as a Platform” (BaaP) business model.File in questo prodotto:
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